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Free Auto Insurance Quotes for New Drivers

Even if you are a new driver and have only recently received your driver's licence, there will be an insurance policy that will give you the cover you need to protect yourself against injuries or damage to your vehicle.

Since you are a new driver, it is understandable that you may have to pay higher premiums for your car insurance. This is because new drivers are often teenagers, and they lack the experience and knowledge which would otherwise ensure that they did not put themselves or others at risk. Most car insurance agencies base their car insurance premiums for new drivers on their assumption that new drivers are more likely to drive over the speed limit, and are correspondingly more likely to have an accident whilst driving.

On the other hand, although you can expect to pay more for your car insurance if you are a new driver, there will also be a large variation in the rates that new drivers can expect to pay for their car insurance premium. By using an online service to find free auto insurance quotes, you will be able to compare different products offered by different insurance agencies to make sure that you are getting the best deal for your circumstances. Even though it can be exciting to get your driver's licence and your first car, make sure that you do not sign any contracts until you have compared free auto insurance quotes online to make sure that you are going to make the right decision.

It goes without saying that safety must be one of your most important considerations when choosing your insurance. All new drivers need to make sure that they perfectly understand the road rules as well as their own vehicle before they begin driving on their own. One driving violation, parking ticket or accident – no matter how minor – can drastically increase the cost of your car insurance. Even though you may have learnt enough to pass your driving test, it is always a good idea to consider doing some additional driver training; for example a defensive driving course. Any additional experience that you can get behind the wheel will help to ensure that you do not have an accident while driving.

An additional driving course may have an added benefit as well, with some car insurance companies offering a reduced car insurance premium for those drivers who have undertaken additional driver training. In order to find out which insurance agencies will offer such a discount, utilise an online service to find free auto insurance quotes.

Another way that some new drivers can save on their premiums is to look for a car insurance agency which offers a discount for good students. While this is not a well-known bonus, there are some insurance agencies who will offer reduced premiums for students who achieve good grades – for example, a student who can maintain an average of B or higher. This kind of discount can be as high as 25% off the regular rate for new drivers.

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